Simple, secure banking built around M-Pesa.
Interpay gives you a personal account to keep your money safe, deposit with M-Pesa, send to any phone or bank, and access loans when you need them.
Services
Everything you need from a bank account
Manage your money from your phone or computer, any time of day.
Deposit with M-Pesa
Top up your account in seconds with an M-Pesa prompt straight to your phone. Your balance updates the moment payment lands.
Send to any M-Pesa number
Pay family, friends or suppliers directly from your account balance to any Safaricom number.
Bank transfers
Move money to accounts at Equity, KCB, Co-op, NCBA and every other major bank in Kenya.
Personal loans
Apply online and get funds credited straight to your balance once approved. Clear, flat-rate pricing.
Full account statement
Every shilling in and out is recorded with a reference and running balance you can filter and review.
Security first
Two-factor authentication, passkeys and continuous account monitoring keep your money safe.
Getting started
Open your account in three steps
Register
Sign up with your name, email and M-Pesa number. You get an account number instantly.
Activate
Confirm your ID details to activate your account and unlock every service.
Start banking
Deposit with M-Pesa, send money to phones and banks, and apply for loans.
Loans
A little extra, when you need it
Apply from your dashboard and receive funds directly in your account once approved. No hidden charges — you see exactly what you will repay before you apply.
Get startedSecurity
Your money, protected
Every transaction is recorded in a tamper-proof ledger, every payout is reviewed, and your account is protected with modern sign-in security.
Two-factor sign-in
Add an authenticator app or passkey for extra protection.
Reviewed payouts
Withdrawals and transfers are verified before money leaves your account.
Clear records
A detailed statement with a reference for every transaction.
Real support
Our team is on hand to help with anything on your account.